For over 40 years, we've been dedicated to one thing: making sure no family has to face unexpected financial burdens during the hardest time of their lives.
Final Expense Direct was founded in 1984 by Kim and Ellen Jo Wilhelm. What started as a local insurance operation has grown into one of the most trusted names in final expense insurance.
In 2007, the Wilhelms made history by becoming the first company in the industry to sell final expense insurance entirely over the phone. This innovation meant that seniors anywhere in the country could get the coverage they needed without leaving their homes.
Today, our team of over 50 professionals carries on that same mission: helping families protect themselves with affordable, easy-to-understand insurance plans from the comfort of their own home.
"We believe nobody should have to worry about being a financial burden to the people they love."
We understand this is a sensitive topic. Our agents are trained to listen, empathize, and help — never to pressure or rush you into a decision.
We'll tell you exactly what a policy covers, what it costs, and whether it's the right fit. If we're not the best option for you, we'll say so.
Insurance is confusing enough. We break everything down into plain English so you know exactly what you're getting — no fine print surprises.
We're not tied to just one insurance company. We compare plans from over a dozen top-rated carriers to find you the best coverage at the best price.
Speak with one of our licensed agents today — no obligation, no pressure.