/* =============================================
   FINAL EXPENSE DIRECT — COMPLETE REDESIGN
   Aesthetic: Warm Editorial / Storytelling
   Palette: Sage, Cream, Warm Terracotta, Charcoal
   ============================================= */

@import url('https://fonts.googleapis.com/css2?family=DM+Serif+Display:ital@0;1&family=Outfit:wght@300;400;500;600;700&display=swap');

:root {
  --sage: #7A8B6F;
  --sage-light: #9BAF8E;
  --sage-dark: #5A6B4F;
  --cream: #FAF7F2;
  --cream-dark: #F0EBE3;
  --terracotta: #C17D56;
  --terracotta-light: #D4956E;
  --terracotta-dark: #A66840;
  --charcoal: #2C2C2C;
  --charcoal-light: #4A4A4A;
  --warm-white: #FFFCF8;
  --warm-gray: #8E8E8E;
  --soft-border: rgba(0,0,0,0.06);
  --shadow-sm: 0 2px 8px rgba(0,0,0,0.04);
  --shadow-md: 0 4px 20px rgba(0,0,0,0.06);
  --shadow-lg: 0 8px 40px rgba(0,0,0,0.08);
  --shadow-xl: 0 16px 60px rgba(0,0,0,0.1);
  --radius-sm: 8px;
  --radius-md: 16px;
  --radius-lg: 24px;
  --radius-xl: 32px;
  --font-display: 'DM Serif Display', Georgia, serif;
  --font-body: 'Outfit', -apple-system, sans-serif;
  --transition: 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

/* ---- RESET & BASE ---- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }
body {
  font-family: var(--font-body);
  font-weight: 400;
  color: var(--charcoal);
  background: var(--warm-white);
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }

/* ---- UTILITY ---- */
.container { max-width: 1200px; margin: 0 auto; padding: 0 24px; }
.container-narrow { max-width: 800px; margin: 0 auto; padding: 0 24px; }
.sr-only { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0,0,0,0); }
.text-center { text-align: center; }

/* ---- TYPOGRAPHY ---- */
h1, h2, h3, h4 { font-family: var(--font-display); font-weight: 400; line-height: 1.2; }
h1 { font-size: clamp(2.5rem, 5vw, 4rem); letter-spacing: -0.02em; }
h2 { font-size: clamp(2rem, 4vw, 3rem); letter-spacing: -0.01em; }
h3 { font-size: clamp(1.5rem, 3vw, 2rem); }
h4 { font-size: 1.25rem; }
p { font-size: 1.05rem; color: var(--charcoal-light); }
.eyebrow {
  font-family: var(--font-body);
  font-weight: 600;
  font-size: 0.8rem;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--sage);
  margin-bottom: 12px;
  display: inline-block;
}

/* ---- BUTTONS ---- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 16px 32px;
  font-family: var(--font-body);
  font-weight: 600;
  font-size: 0.95rem;
  border-radius: 100px;
  transition: var(--transition);
  letter-spacing: 0.02em;
}
.btn-primary {
  background: var(--terracotta);
  color: white;
  box-shadow: 0 4px 16px rgba(193,125,86,0.3);
}
.btn-primary:hover {
  background: var(--terracotta-dark);
  transform: translateY(-2px);
  box-shadow: 0 6px 24px rgba(193,125,86,0.4);
}
.btn-secondary {
  background: var(--sage);
  color: white;
  box-shadow: 0 4px 16px rgba(122,139,111,0.3);
}
.btn-secondary:hover {
  background: var(--sage-dark);
  transform: translateY(-2px);
}
.btn-outline {
  border: 2px solid var(--charcoal);
  color: var(--charcoal);
  background: transparent;
}
.btn-outline:hover {
  background: var(--charcoal);
  color: white;
}
.btn-white {
  background: white;
  color: var(--charcoal);
  box-shadow: var(--shadow-md);
}
.btn-white:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}

/* ---- NAVIGATION ---- */
.nav {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  background: rgba(255,252,248,0.92);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border-bottom: 1px solid var(--soft-border);
  transition: var(--transition);
}
.nav.scrolled {
  box-shadow: var(--shadow-sm);
}
.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 80px;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}
.nav-logo {
  display: flex;
  align-items: center;
  gap: 12px;
}
.nav-logo img {
  height: 48px;
  width: auto;
}
.nav-logo-text {
  font-family: var(--font-display);
  font-size: 1.15rem;
  color: var(--charcoal);
  line-height: 1.2;
}
.nav-logo-text span {
  display: block;
  font-family: var(--font-body);
  font-size: 0.7rem;
  font-weight: 500;
  color: var(--sage);
  letter-spacing: 0.1em;
  text-transform: uppercase;
}
.nav-links {
  display: flex;
  align-items: center;
  gap: 36px;
  list-style: none;
}
.nav-links a {
  font-weight: 500;
  font-size: 0.9rem;
  color: var(--charcoal-light);
  transition: var(--transition);
  position: relative;
}
.nav-links a::after {
  content: '';
  position: absolute;
  bottom: -4px;
  left: 0;
  width: 0;
  height: 2px;
  background: var(--terracotta);
  transition: var(--transition);
}
.nav-links a:hover, .nav-links a.active {
  color: var(--charcoal);
}
.nav-links a:hover::after, .nav-links a.active::after {
  width: 100%;
}
.nav-cta {
  display: flex;
  align-items: center;
  gap: 16px;
}
.nav-phone {
  display: flex;
  align-items: center;
  gap: 6px;
  font-weight: 600;
  font-size: 0.9rem;
  color: var(--terracotta);
}
.nav-phone svg { width: 18px; height: 18px; }
.nav-quote-btn {
  padding: 10px 24px;
  background: var(--terracotta);
  color: white;
  font-weight: 600;
  font-size: 0.85rem;
  border-radius: 100px;
  transition: var(--transition);
}
.nav-quote-btn:hover {
  background: var(--terracotta-dark);
  transform: translateY(-1px);
}

/* Mobile menu */
.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  width: 28px;
  padding: 4px 0;
}
.nav-toggle span {
  display: block;
  height: 2px;
  background: var(--charcoal);
  border-radius: 2px;
  transition: var(--transition);
}
.mobile-menu {
  display: none;
  position: fixed;
  top: 80px;
  left: 0;
  right: 0;
  bottom: 0;
  background: var(--warm-white);
  padding: 32px 24px;
  z-index: 999;
  flex-direction: column;
  gap: 8px;
  overflow-y: auto;
}
.mobile-menu.active { display: flex; }
.mobile-menu a {
  font-size: 1.2rem;
  font-weight: 500;
  padding: 16px 0;
  border-bottom: 1px solid var(--soft-border);
  display: block;
}
.mobile-menu .mobile-phone {
  margin-top: 16px;
  font-size: 1.3rem;
  font-weight: 700;
  color: var(--terracotta);
  text-align: center;
}
.mobile-menu .btn {
  margin-top: 8px;
  justify-content: center;
}

/* ---- HERO ---- */
.hero {
  padding: 160px 0 100px;
  background: linear-gradient(135deg, var(--cream) 0%, var(--warm-white) 50%, var(--cream-dark) 100%);
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute;
  top: -200px;
  right: -200px;
  width: 600px;
  height: 600px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(122,139,111,0.08) 0%, transparent 70%);
}
.hero::after {
  content: '';
  position: absolute;
  bottom: -150px;
  left: -100px;
  width: 400px;
  height: 400px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(193,125,86,0.06) 0%, transparent 70%);
}
.hero-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
  position: relative;
  z-index: 1;
}
.hero-content { max-width: 560px; }
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: white;
  padding: 8px 16px;
  border-radius: 100px;
  font-size: 0.85rem;
  font-weight: 500;
  color: var(--sage-dark);
  box-shadow: var(--shadow-sm);
  margin-bottom: 24px;
  border: 1px solid var(--soft-border);
}
.hero-badge .dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--sage);
  animation: pulse 2s infinite;
}
@keyframes pulse {
  0%, 100% { opacity: 1; }
  50% { opacity: 0.4; }
}
.hero h1 {
  margin-bottom: 24px;
  color: var(--charcoal);
}
.hero h1 em {
  font-style: italic;
  color: var(--sage-dark);
}
.hero-desc {
  font-size: 1.15rem;
  line-height: 1.8;
  color: var(--charcoal-light);
  margin-bottom: 36px;
}
.hero-actions {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
  margin-bottom: 48px;
}
.hero-stats {
  display: flex;
  gap: 48px;
}
.hero-stat {
  position: relative;
}
.hero-stat:not(:last-child)::after {
  content: '';
  position: absolute;
  right: -24px;
  top: 4px;
  height: 36px;
  width: 1px;
  background: var(--soft-border);
}
.hero-stat-number {
  font-family: var(--font-display);
  font-size: 1.8rem;
  color: var(--charcoal);
  line-height: 1;
}
.hero-stat-label {
  font-size: 0.8rem;
  color: var(--warm-gray);
  margin-top: 4px;
  font-weight: 500;
}

/* Hero visual */
.hero-visual {
  position: relative;
}
.hero-visual-main {
  background: var(--sage);
  border-radius: var(--radius-xl);
  overflow: hidden;
  aspect-ratio: 4/5;
  position: relative;
  box-shadow: var(--shadow-xl);
}
.hero-visual-main img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}
.hero-visual-main .hero-img-placeholder {
  width: 100%;
  height: 100%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 120px;
  color: rgba(255,255,255,0.3);
  background: linear-gradient(135deg, var(--sage) 0%, var(--sage-dark) 100%);
}
.hero-floating-card {
  position: absolute;
  background: white;
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-lg);
  padding: 20px;
  animation: float 6s ease-in-out infinite;
}
@keyframes float {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-10px); }
}
.hero-card-rating {
  bottom: 40px;
  left: -40px;
  display: flex;
  align-items: center;
  gap: 12px;
}
.hero-card-rating .stars { color: #F4B942; font-size: 1.2rem; }
.hero-card-rating .rating-text {
  font-weight: 600;
  font-size: 0.85rem;
}
.hero-card-rating .rating-sub {
  font-size: 0.75rem;
  color: var(--warm-gray);
}
.hero-card-trust {
  top: 40px;
  right: -30px;
  animation-delay: -3s;
  text-align: center;
  padding: 16px 24px;
}
.hero-card-trust .trust-icon { font-size: 2rem; margin-bottom: 4px; }
.hero-card-trust .trust-text {
  font-weight: 600;
  font-size: 0.85rem;
  white-space: nowrap;
}

/* ---- TRUST BAR ---- */
.trust-bar {
  padding: 48px 0;
  border-bottom: 1px solid var(--soft-border);
  background: white;
}
.trust-bar-inner {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 60px;
  flex-wrap: wrap;
  opacity: 0.5;
}
.trust-bar-inner img {
  height: 32px;
  filter: grayscale(100%);
  transition: var(--transition);
}
.trust-bar-inner img:hover {
  filter: grayscale(0%);
  opacity: 1;
}
.trust-logo-placeholder {
  height: 32px;
  padding: 4px 16px;
  background: var(--cream-dark);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--warm-gray);
  white-space: nowrap;
}

/* ---- SECTION BASE ---- */
.section {
  padding: 100px 0;
}
.section-header {
  max-width: 640px;
  margin-bottom: 64px;
}
.section-header.centered {
  text-align: center;
  margin-left: auto;
  margin-right: auto;
}
.section-header p {
  margin-top: 16px;
  font-size: 1.1rem;
  line-height: 1.8;
}

/* ---- WHY US SECTION ---- */
.why-us {
  background: var(--warm-white);
}
.why-us-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
}
.why-card {
  background: white;
  border-radius: var(--radius-lg);
  padding: 40px 32px;
  border: 1px solid var(--soft-border);
  transition: var(--transition);
  position: relative;
  overflow: hidden;
}
.why-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: var(--sage);
  transform: scaleX(0);
  transition: var(--transition);
}
.why-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}
.why-card:hover::before {
  transform: scaleX(1);
}
.why-icon {
  width: 56px;
  height: 56px;
  border-radius: var(--radius-md);
  background: var(--cream);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.6rem;
  margin-bottom: 20px;
}
.why-card h3 {
  font-size: 1.3rem;
  margin-bottom: 12px;
}
.why-card p {
  font-size: 0.95rem;
  line-height: 1.7;
}

/* ---- HOW IT WORKS ---- */
.how-it-works {
  background: var(--cream);
}
.steps-track {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  position: relative;
}
.steps-track::before {
  content: '';
  position: absolute;
  top: 48px;
  left: calc(12.5% + 12px);
  right: calc(12.5% + 12px);
  height: 2px;
  background: var(--sage-light);
  opacity: 0.3;
}
.step-item {
  text-align: center;
  position: relative;
  z-index: 1;
}
.step-number {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  background: white;
  border: 2px solid var(--sage);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-display);
  font-size: 1.5rem;
  color: var(--sage);
  margin: 0 auto 20px;
  box-shadow: var(--shadow-sm);
}
.step-item h4 {
  font-size: 1.1rem;
  margin-bottom: 8px;
}
.step-item p {
  font-size: 0.9rem;
  line-height: 1.6;
  max-width: 220px;
  margin: 0 auto;
}

/* ---- STORY / ABOUT SECTION ---- */
.story-section {
  background: var(--charcoal);
  color: white;
  overflow: hidden;
}
.story-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}
.story-content .eyebrow { color: var(--sage-light); }
.story-content h2 { color: white; margin-bottom: 24px; }
.story-content p { color: rgba(255,255,255,0.7); margin-bottom: 16px; }
.story-highlight {
  background: rgba(255,255,255,0.06);
  border-left: 3px solid var(--terracotta);
  padding: 20px 24px;
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
  margin: 32px 0;
}
.story-highlight p { color: rgba(255,255,255,0.85); font-weight: 500; font-style: italic; }
.story-stats-row {
  display: flex;
  gap: 40px;
  margin-top: 32px;
}
.story-stat-item .stat-num {
  font-family: var(--font-display);
  font-size: 2rem;
  color: var(--terracotta-light);
}
.story-stat-item .stat-label {
  font-size: 0.85rem;
  color: rgba(255,255,255,0.5);
}
.story-visual {
  position: relative;
}
.story-image-block {
  border-radius: var(--radius-xl);
  overflow: hidden;
  aspect-ratio: 4/5;
  background: var(--charcoal-light);
}
.story-image-block .story-img-placeholder {
  width: 100%;
  height: 100%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 80px;
  color: rgba(255,255,255,0.1);
  background: linear-gradient(135deg, var(--charcoal-light) 0%, var(--charcoal) 100%);
}

/* ---- RESOURCES ---- */
.resources {
  background: var(--warm-white);
}
.resources-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
}
.resource-card {
  display: flex;
  gap: 24px;
  background: white;
  border-radius: var(--radius-md);
  padding: 28px;
  border: 1px solid var(--soft-border);
  transition: var(--transition);
  align-items: flex-start;
}
.resource-card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
}
.resource-icon {
  flex-shrink: 0;
  width: 48px;
  height: 48px;
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
}
.resource-icon.green { background: rgba(122,139,111,0.12); }
.resource-icon.orange { background: rgba(193,125,86,0.12); }
.resource-card h4 {
  font-size: 1.1rem;
  margin-bottom: 6px;
}
.resource-card p {
  font-size: 0.9rem;
  line-height: 1.6;
}
.resource-link {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  font-weight: 600;
  font-size: 0.85rem;
  color: var(--terracotta);
  margin-top: 10px;
  transition: var(--transition);
}
.resource-link:hover { gap: 8px; }

/* ---- REVIEWS ---- */
.reviews-section {
  background: var(--cream);
}
.reviews-header-bar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 48px;
  flex-wrap: wrap;
  gap: 24px;
}
.reviews-score {
  display: flex;
  align-items: center;
  gap: 16px;
}
.reviews-score .big-number {
  font-family: var(--font-display);
  font-size: 3.5rem;
  color: var(--charcoal);
  line-height: 1;
}
.reviews-score .stars { color: #F4B942; font-size: 1.3rem; margin-bottom: 4px; }
.reviews-score .review-count {
  font-size: 0.85rem;
  color: var(--warm-gray);
}
.reviews-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.review-card {
  background: white;
  border-radius: var(--radius-md);
  padding: 32px;
  border: 1px solid var(--soft-border);
  transition: var(--transition);
}
.review-card:hover {
  box-shadow: var(--shadow-md);
}
.review-stars {
  color: #F4B942;
  font-size: 1rem;
  margin-bottom: 16px;
}
.review-text {
  font-size: 0.95rem;
  line-height: 1.7;
  color: var(--charcoal-light);
  margin-bottom: 20px;
  font-style: italic;
}
.review-author {
  display: flex;
  align-items: center;
  gap: 12px;
}
.review-avatar {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: var(--sage-light);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 0.85rem;
  color: white;
}
.review-author-name {
  font-weight: 600;
  font-size: 0.9rem;
}
.review-author-date {
  font-size: 0.75rem;
  color: var(--warm-gray);
}

/* ---- TEAM PAGE ---- */
.team-hero {
  padding: 140px 0 60px;
  background: var(--cream);
  text-align: center;
}
.team-hero p {
  max-width: 600px;
  margin: 16px auto 0;
  font-size: 1.1rem;
}
.team-filters {
  display: flex;
  justify-content: center;
  gap: 8px;
  flex-wrap: wrap;
  padding: 32px 0 48px;
  background: var(--cream);
}
.team-filter-btn {
  padding: 8px 20px;
  border-radius: 100px;
  font-size: 0.85rem;
  font-weight: 500;
  background: white;
  color: var(--charcoal-light);
  border: 1px solid var(--soft-border);
  transition: var(--transition);
}
.team-filter-btn:hover, .team-filter-btn.active {
  background: var(--sage);
  color: white;
  border-color: var(--sage);
}
.team-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(180px, 1fr));
  gap: 20px;
  padding-bottom: 80px;
}
.team-member {
  text-align: center;
  transition: var(--transition);
}
.team-member:hover { transform: translateY(-4px); }
.team-avatar {
  width: 120px;
  height: 120px;
  border-radius: 50%;
  margin: 0 auto 12px;
  overflow: hidden;
  border: 3px solid white;
  box-shadow: var(--shadow-sm);
  background: var(--cream-dark);
  display: flex;
  align-items: center;
  justify-content: center;
}
.team-avatar img { width: 100%; height: 100%; object-fit: cover; }
.team-avatar .avatar-placeholder {
  font-size: 2rem;
  color: var(--sage-light);
}
.team-member h4 {
  font-size: 0.95rem;
  margin-bottom: 2px;
}
.team-member .team-role {
  font-size: 0.78rem;
  color: var(--warm-gray);
  font-weight: 500;
}
.team-featured {
  background: white;
  border-radius: var(--radius-lg);
  padding: 48px;
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 40px;
  align-items: center;
  margin-bottom: 48px;
  border: 1px solid var(--soft-border);
}
.team-featured-avatar {
  width: 160px;
  height: 160px;
  border-radius: 50%;
  overflow: hidden;
  border: 4px solid var(--sage-light);
  flex-shrink: 0;
  background: var(--cream-dark);
  display: flex;
  align-items: center;
  justify-content: center;
}
.team-featured-avatar .avatar-placeholder { font-size: 4rem; color: var(--sage-light); }
.team-featured h3 { margin-bottom: 4px; }
.team-featured .featured-role {
  color: var(--sage);
  font-weight: 600;
  font-size: 0.9rem;
  margin-bottom: 12px;
}

/* ---- CTA SECTION ---- */
.cta-section {
  padding: 100px 0;
  background: linear-gradient(135deg, var(--sage-dark) 0%, var(--sage) 50%, var(--sage-light) 100%);
  text-align: center;
  color: white;
  position: relative;
  overflow: hidden;
}
.cta-section::before {
  content: '';
  position: absolute;
  top: -100px;
  right: -100px;
  width: 400px;
  height: 400px;
  border-radius: 50%;
  background: rgba(255,255,255,0.05);
}
.cta-section h2 {
  color: white;
  margin-bottom: 16px;
}
.cta-section p {
  color: rgba(255,255,255,0.8);
  max-width: 500px;
  margin: 0 auto 36px;
  font-size: 1.1rem;
}
.cta-actions {
  display: flex;
  gap: 16px;
  justify-content: center;
  flex-wrap: wrap;
}
.cta-phone {
  margin-top: 24px;
  font-size: 1.8rem;
  font-family: var(--font-display);
  color: white;
  display: flex;
  align-items: center;
  gap: 12px;
  justify-content: center;
}
.cta-phone a { color: white; }

/* ---- FOOTER ---- */
.footer {
  background: var(--charcoal);
  color: rgba(255,255,255,0.7);
  padding: 80px 0 40px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 48px;
  margin-bottom: 60px;
}
.footer-brand p {
  color: rgba(255,255,255,0.5);
  font-size: 0.9rem;
  margin-top: 16px;
  max-width: 300px;
  line-height: 1.7;
}
.footer-logo {
  display: flex;
  align-items: center;
  gap: 12px;
}
.footer-logo-text {
  font-family: var(--font-display);
  font-size: 1.1rem;
  color: white;
}
.footer h5 {
  font-family: var(--font-body);
  font-weight: 600;
  font-size: 0.85rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: rgba(255,255,255,0.4);
  margin-bottom: 20px;
}
.footer-links {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.footer-links a {
  font-size: 0.9rem;
  transition: var(--transition);
}
.footer-links a:hover { color: white; }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.08);
  padding-top: 24px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 16px;
}
.footer-bottom p {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.4);
}

/* ---- FLOATING PHONE BUTTON ---- */
.floating-phone {
  position: fixed;
  bottom: 24px;
  right: 24px;
  width: 60px;
  height: 60px;
  border-radius: 50%;
  background: var(--terracotta);
  color: white;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 20px rgba(193,125,86,0.4);
  z-index: 900;
  transition: var(--transition);
  font-size: 1.4rem;
}
.floating-phone:hover {
  transform: scale(1.1);
  box-shadow: 0 6px 30px rgba(193,125,86,0.5);
}

/* ---- PAGE HERO (generic for inner pages) ---- */
.page-hero {
  padding: 140px 0 60px;
  background: var(--cream);
  text-align: center;
}
.page-hero h1 { margin-bottom: 16px; }
.page-hero p {
  max-width: 600px;
  margin: 0 auto;
  font-size: 1.1rem;
}

/* ---- RESOURCES PAGE EXPANDED ---- */
.resource-article {
  background: white;
  border-radius: var(--radius-lg);
  padding: 48px;
  border: 1px solid var(--soft-border);
  margin-bottom: 24px;
}
.resource-article h3 { margin-bottom: 16px; }
.resource-article p { margin-bottom: 12px; }

/* ---- ANIMATIONS ---- */
.fade-up {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}
.fade-up.visible {
  opacity: 1;
  transform: translateY(0);
}
.stagger-1 { transition-delay: 0.1s; }
.stagger-2 { transition-delay: 0.2s; }
.stagger-3 { transition-delay: 0.3s; }
.stagger-4 { transition-delay: 0.4s; }

/* ---- RESPONSIVE ---- */
@media (max-width: 1024px) {
  .hero-grid { grid-template-columns: 1fr; gap: 48px; }
  .hero-content { max-width: 100%; }
  .hero-visual { max-width: 400px; margin: 0 auto; }
  .hero-floating-card { display: none; }
  .story-grid { grid-template-columns: 1fr; gap: 48px; }
  .story-visual { max-width: 400px; margin: 0 auto; order: -1; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .why-us-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 768px) {
  .nav-links, .nav-cta { display: none; }
  .nav-toggle { display: flex; }
  .hero { padding: 120px 0 60px; }
  .hero h1 { font-size: 2.2rem; }
  .hero-stats { gap: 24px; }
  .hero-stat-number { font-size: 1.4rem; }
  .section { padding: 64px 0; }
  .why-us-grid { grid-template-columns: 1fr; }
  .steps-track { grid-template-columns: repeat(2, 1fr); }
  .steps-track::before { display: none; }
  .resources-grid { grid-template-columns: 1fr; }
  .reviews-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; gap: 32px; }
  .team-featured { grid-template-columns: 1fr; text-align: center; }
  .team-featured-avatar { margin: 0 auto; }
  .cta-phone { font-size: 1.4rem; }
  .reviews-score .big-number { font-size: 2.5rem; }
}

@media (max-width: 480px) {
  .hero-actions { flex-direction: column; }
  .hero-stats { flex-direction: column; gap: 16px; }
  .hero-stat::after { display: none; }
  .cta-actions { flex-direction: column; align-items: center; }
}